This past month has been interesting/frustrating in our attempts to find another boat. We've narrowed our search down to a handful of boats so we talked to a loan company that specializes in boat loans and got the paperwork started. We were dumbfounded when they came back and rejected the loan because we were "live aboards". What? With a credit score of over 800 and our only debt being the boat we live on they think we're a bad risk because we might sail away without paying off our loan. Gee whiz guys, there's nothing in our record that indicates this might happen. Maybe they overheard me at the bar the other night when I was talking like a pirate. I don't know. So now we have our boat up for sale but we won't be able to buy another one if we sell it. Then what do we do? The bank suggested that we buy a house and then they'd consider giving us a boat loan. Am I alone in thinking this sounds insane? We're trying to free ourselves from financial commitment and they want us to replant ourselves in the dirt and be buried in debt. Didja hear that? It was the sound of our dreams being laid down to die. What a system.
So, I don't think we'll be buying another boat anytime soon. The one we have right now is plenty good and if we make a few adjustments she'll do just fine. Besides, we've got three years to go until retirement and a lot can happen between now and then.
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This is the minimum I want to have up and running by this Spring so we can head out into the Atlantic for our first offshore sail. We'll be taking two weeks in May to do what's called the DelMarVa circumnavigation, sailing around the Delaware/Maryland/Virginia peninsula. We plan to take our time and enjoy the trip so we'll be making stops along the way. Heading north we'll anchor in the Chester and Sassafras Rivers. Leaving the Sassafras we'll enter the C+D Canal and cruise into Chesapeake City for a day. From there it's out to the Atlantic, then down to the mouth of the Chesapeake Bay. This will be a three to four day non-stop run. Our first anchorage in the Chesapeake would be at Mobjack Bay. From there we'll work our way up to Fleets Bay We should be able to make an easy one day run to Solomons Island on the Patuxent River for another overnighter and then a one day run back to Herrington Harbour. This schedule leaves us three or four days open to hang out and explore when we find a particularly nice anchorage.
That's the plan. The overnight runs would be a lot easier if we had an autopilot installed. We're looking into a used one that includes a course computer, fluxgate compass, rudder reference and control head. We'd have to ante up for a new linear drive which is the part that actually pushes the rudder back and forth under command of the course computer. If we went this way we'd be able to have an autopilot for less than half the cost of a new one. We'd always be able to replace the used parts with new ones at a later date. With four days of non-stop sailing planned for this Spring this might be our best bet.
This'll be our big vacation for 2012. The following year we're planning to take three weeks and go to Bermuda. Then the year after that we'll take off and go wherever we want because we won't be coming back. No more commuting, no more working for da man, no more having to wait to take some time off. It'll all be time off from there on out. Woohooo! I'm gonna be a pirate and steal back all the time they stole from me over the last 40 years. Bastards! I'm gonna bury treasure in the sand and say "lardy dar" all the time. Might drink some rum too. I'll probably skip the pillage and plunder thing though because I pretty much covered that one when I was in high school.
Three years. The time goes by pretty fast although we have accomplished quite a bit since we bought the boat. We made a list of things we felt were important (life raft, whiskey, cigars) and we've been checking things off as we go. So far we're about half way through the list. Still, I'm feeling pressed for time. Might have to quit working so I can spend more time on these projects. That should go over big with the wife.
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